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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
$432,000
|
$576,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
6 years
|
6 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$4,000
|
$6,000
|
$8,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Home, Community-Based & Immediate Family Member Care
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$4,000
|
|
5% Compound Inflation
|
Not Included
|
|
Home, Community-Based & Immediate Family Member Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$59.20
$60.40
$61.60
$62.80
$64.40
$66.80
$68.40
$70.80
$74.00
$76.40
$79.60
$82.80
$86.80
$90.80
$94.80
$99.60
$105.20
$110.40
$117.20
$122.40
$130.00
$137.20
$146.00
$155.20
$164.00
$174.80
$186.00
$199.20
$212.80
$228.00
$243.60
$265.20
$288.80
$313.60
$341.20
$380.40
$416.00
$454.00
$495.20
$540.40
$590.00
$647.60
$708.40
$776.40
$849.60
$1,013.60
$1,102.40
$1,199.60
$1,304.40
$1,418.80
$1,543.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Home, Community-Based & Immediate Family Member Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$88.80
$90.60
$92.40
$94.20
$96.60
$100.20
$102.60
$106.20
$111.00
$114.60
$119.40
$124.20
$130.20
$136.20
$142.20
$149.40
$157.80
$165.60
$175.80
$183.60
$195.00
$205.80
$219.00
$232.80
$246.00
$262.20
$279.00
$298.80
$319.20
$342.00
$365.40
$397.80
$433.20
$470.40
$511.80
$570.60
$624.00
$681.00
$742.80
$810.60
$885.00
$971.40
$1,062.60
$1,164.60
$1,274.40
$1,520.40
$1,653.60
$1,799.40
$1,956.60
$2,128.20
$2,314.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$576,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$8,000
|
|
5% Compound Inflation
|
Not Included
|
|
Home, Community-Based & Immediate Family Member Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$118.40
$120.80
$123.20
$125.60
$128.80
$133.60
$136.80
$141.60
$148.00
$152.80
$159.20
$165.60
$173.60
$181.60
$189.60
$199.20
$210.40
$220.80
$234.40
$244.80
$260.00
$274.40
$292.00
$310.40
$328.00
$349.60
$372.00
$398.40
$425.60
$456.00
$487.20
$530.40
$577.60
$627.20
$682.40
$760.80
$832.00
$908.00
$990.40
$1,080.80
$1,180.00
$1,295.20
$1,416.80
$1,552.80
$1,699.20
$2,027.20
$2,204.80
$2,399.20
$2,608.80
$2,837.60
$3,086.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov